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Game type: Table Game

## Game Description

To play the game, place a wager on the banker's hand, on the player's hand, on a tie, or on any combination of hands. The result is a tie when both hands have equal point values. If the game ends in a tie, wagers placed on the banker and the player are returned.

The player and the banker are each dealt a two-card hand. Hands are evaluated based on the point values below:

• Ace = 1 point
• Face cards and tens = 0 points
• All other cards carry the point value stated on the card.

If the cards in a hand total more than 10 points, simply subtract 10; the remainder is the baccarat point value of the hand. For example: 8+8=16 is worth 6 points in baccarat.

A third card may or may not be dealt to either the player or the banker, depending on the following rules:

• If either the player or the banker has a total of 8 or 9, they both stand. This rule overrides all other rules.
• If the player's total is 5 or less, then the player draws; otherwise, the player stands (see the Player table below).
• If the player stands, the banker must draw on a hand of 5 or less. If the player hits, see the Banker table below to determine whether the banker draws or stands.

## How to Play

How to Play Baccarat [156KB]